June 21, 2021

Case study - Challenge #4

My clients came to see me having previously applying for credit in the past and being refused. She felt she would be unable to get a mortgage and decided to get some expert advice. After our initial discussion, I requested a copy of their in-depth credit report, payslips, bank statements, P60, evidence of savings and showing a build up of funds.

The credit report showed various defaults and CCJ’s. After assessing the report and documents I managed to place a successful Mortgage Agreement in Principle with a lender. After my client found her home, my client had her formal offer within 4 weeks of application.

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