Treating customers fairly has always been at the heart of how we do business.
Why ask us if you are a first time buyer?
Are you a First Time Buyer looking to buy your first home? We act as the middleman between you and the bank. With our experienced advisers, we understand your situation and budget. We’ll put together all the information you need by spending time with you to get everything perfect.
We will need to get to know you and understand your past present and future plans, aspirations to advise on the best solution and why.
How does the mortgage process work?
It’s an exciting time. You should enjoy finding your new home. But this can be hard to remember when you’re worried about saving for a deposit, taking time off work to view properties to find that they've been sold right before you were meant to view them. In the mix of all this, you need to have all your finances in place to proceed.
At Robin Hood Mortgages we’ll handle every step with you and take away all the hassle leaving you with just looking for your next home.
Although no person's situation is the same, here is a snippet of how we aim to have a smooth process and to avoid any disappointments.
01
Initial Contact
Discuss Your Needs
Establish Affordability
Get an Agreement in Principle
02
Protection
Discuss Your Protection Needs
Review Any Existing Plans
Establish Your Priorities
03
Find Your Home
We Can Help You Find Your Home Independently
Help Get The Property Marked Sold Subject To Contract (SSTC) To Stop Any Further Viewing And Avoid Gazumping
04
Apply For Your Mortgage
Send All Necessary Paperwork To The bank To Get Assessed
05
Valuation
Your Chosen Lender Will Value The Property
There Are 3 Types Of Valuations Available
Basic Home Buyers Full Structural
06
Mortgage Offer
Sit Back And Relax
Your Mortgage Is Formally Approved By The Lender
07
Review
Speak To Us To Ensure Everything Is In Place
08
Exchange Of Contracts
You And The Seller Are Legally Bound To Buy And Sell
09
Completion
The Seller Receives All The Funds
You Receive Your Keys To Your New Home
10
Ongoing Support
If You Have Any Questions Or Need Help, We Are Always Here
Whilst Robin Hood Mortgages Ltd take all reasonable steps to ensure the accuracy and timeliness of the information contained on this website. We cannot guarantee this and accept no liability for any errors or omissions. Any information provided on this website is for information purposes only. Full advice and recommendation can only be obtained by a suitably qualified adviser. Under no circumstances should any of the information contained within this website be construed as advice. You should seek professional advice in respect of your own circumstances. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
think carefully before securing other debts against your home. your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Robin Hood Mortgages Ltd is Authorised and regulated by the Financial Conduct Authority under reference 987739. You can check this on the FCA’s website www.fca.org.uk or by contacting the FCA at 0800 111 6768. The firm is registered in England & Wales at P.O. Box 11018, Nottingham, NG5 0NE. Telephone: 01156 712351 under reference 11416342.
If you wish to register a complaint please write to the address above or email us on info@robinhoodmortgages.co.uk
A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
Although Robin Hood Mortgages are regulated by the Financial Conduct Authority, Business Finance, Loans and most buy-to-let and offshore mortgages are not regulated by the Financial Conduct Authority.
A Protection plan will have no cash-in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made.
We do not charge a fee for residential mortgage advice. We charge an administrative fee for processing each of your mortgage contracts; our fees only apply when you decide to go ahead with an application.
